Splitting bills with friends, flatmates, or family should be simple. But if you’ve ever felt stuck with daily limits, hidden fees, or clunky settlements in Splitwise, you know how frustrating it can be. Luckily, there are plenty of apps in India designed to make cost-sharing clear, fair, and stress-free.

In this guide, we’ll walk through 5 of the best Splitwise alternatives for 2025—tricount, Splid, Kittysplit, Settle Up, and Google Pay. We’ll compare them on fairness, ease of onboarding, UPI settlement, offline support, and pricing, so you can find the one that fits your group.

Which Splitwise alternatives should you consider in 2025?

tricount: Best overall for fairness and simplicity

Whether you’re splitting rent with flatmates, dividing dinner bills with friends, or calculating trip expenses in Goa, Manali, or Jaipur, tricount makes it quick and fair.

Key Benefits

• Split any way you need — equally, by percentage, or in custom shares (great for couples or uneven contributions).

• Works offline — log bills even on treks or in weak network areas, and they’ll update automatically when you’re back online.

• Multi-currency support — perfect for international trips with friends.

• Easy onboarding — just share a group link, and friends can join instantly (no account needed).

• Switch easily from Splitwise and import old expense groups.

Pros

• 100% free — no ads, no limits, no hidden costs.

• Transparent balances everyone can see.

• Clean and easy design so you can add expenses in seconds.

Cons

• No in-app UPI transfers — you’ll still pay via GPay/PhonePe/Paytm and mark it settled.

Splid: Best for travellers in poor network zones

Splid is great if you need a trip expense calculator that works completely offline and supports lots of currencies.

Key Benefits

• Multiple currencies with auto conversion.

• Full offline mode — create groups and log bills without internet.

• Simplifies debts so fewer people have to make payments.

• Export to Excel/PDF (premium).

Pros

• Reliable for treks, road trips, or poor network areas.

• No account needed — just start and track.

• Simple, minimal UI.

Cons

• Export and unlimited groups need a paid upgrade.

• No UPI integration — settlements happen outside.

Kittysplit: Fastest for one-off events

Perfect for casual dinners, birthdays, or a day trip where you don’t want everyone to sign up.

Key Benefits

• Create a “Kitty” with a shareable link — no sign-ups.

• Split equally or by custom shares.

• Export to Excel/Sheets for clarity.

• “Super Kitty” upgrade adds multi-currency, read-only links, and default shares.

Pros

• Dead-simple onboarding: just share a link.

• Clean and easy interface.

• Great for casual, short-term expenses.

Cons

• No offline mode — needs internet.

• No UPI settlement in-app.

• Advanced features locked in paid plan.

Settle Up: Best for recurring family or flatmate expenses

If you’re in a shared house or family group managing long-term expenses like rent, DTH, or groceries, Settle Up simplifies payments.

Key Benefits

• Debt minimisation — reduces the number of “who pays whom” transactions.

• Groups sync across members on web + mobile.

• Works offline and syncs when you’re back online.

• Multiple groups, categories, and reports for structured tracking.

Pros

• Ideal for recurring household costs.

• Settlements made easier with simplified debts.

• Cross-platform availability.

Cons

• Some features are locked in premium.

• No UPI settlement built in.

Google Pay: Best for quick UPI splits

If your group already uses GPay, its bill split feature is the fastest way to send and receive money via UPI.

Key Benefits

• Split bills directly in a GPay group.

• Send/receive UPI requests instantly.

• See who has paid and send reminders.

Pros

• Seamless UPI integration — money moves instantly.

• No extra app required.

• Trusted by millions in India.

Cons

• Splits are mostly equal — limited flexibility.

• No offline or multi-currency support.

• Useful only in India.

What are the most used apps for cost splitting in India?

Splitwise vs tricount (2025)

Choose tricount if: you need offline expense logging, multi-currency, and transparency without hidden fees.

Choose Splitwise if: you already use it and don’t mind paying for Pro features like receipt scanning.

See full guide here: tricount vs Splitwise

FAQs

What’s the best Splitwise alternative in India?

tricount is the best overall for fairness, offline use, and transparency.

Which apps support quick UPI settlement?

Google Pay supports in-app UPI splits. Others (tricount, Splid, Settle Up, Kittysplit) require using UPI externally.

Can I split expenses without creating an account?

Yes — Kittysplit and Splid allow quick groups without registration.

Are these apps free?

Yes, all have free tiers with tricount being completely free. Premium plans on the other apps unlocks advanced features like exports, multi-currency, or unlimited groups.

What’s the simplest way to settle trip expenses back in India?

Use tricount to record expenses → export totals → settle via UPI → mark as paid.

Conclusion & CTA

If you want a Splitwise alternative India that covers travel, flatmates, and couples with offline support, multi-currency, and fairness at its core, then tricount is the top pick.

For casual events, Kittysplit is the quickest setup. For travel, Splid is strong. Settle Up is ideal for long-term groups, while Google Pay works if you only need basic UPI splits.

👉 Download tricount now on Android or iOS to make splitting expenses simple, transparent, and stress-free.