Splitting bills with friends, flatmates, or family should be simple. But if you’ve ever felt stuck with daily limits, hidden fees, or clunky settlements in Splitwise, you know how frustrating it can be. Luckily, there are plenty of apps in India designed to make cost-sharing clear, fair, and stress-free.

In this guide, we’ll walk through 5 of the best Splitwise alternatives for 2025: tricount, Splid, Kittysplit, Settle Up, and Google Pay. We’ll compare them on fairness, ease of onboarding, UPI settlement, offline support, and pricing, so you can find the one that fits your group.

Which Splitwise alternatives should you consider in 2025?

tricount: Best overall for fairness and simplicity

Whether you’re splitting rent with flatmates, dividing dinner bills with friends, or calculating trip expenses in Goa, Manali, or Jaipur, tricount makes it quick and fair.

Key Benefits

• Split any way you need equally, by percentage, or in custom shares (great for couples or uneven contributions).

• Works offline: log bills even on treks or in weak network areas, and they’ll update automatically when you’re back online.

• Multi-currency support perfect for international trips with friends.

• Easy onboarding just share a group link, and friends can join instantly (no account needed).

• Switch easily from Splitwise and import old expense groups.

Pros

• Free. No ads, no limits, no hidden costs.

• Transparent balances everyone can see.

• Clean and easy design so you can add expenses in seconds.

Cons

• No in-app UPI transfers you’ll still pay via GPay/PhonePe/Paytm and mark it settled.

Splid: Best for travellers in poor network zones

Splid is great if you need a trip expense calculator that works completely offline and supports lots of currencies.

Key Benefits

• Multiple currencies with auto conversion.

• Full offline mode create groups and log bills without internet.

• Simplifies debts so fewer people have to make payments.

• Export to Excel/PDF (premium).

Pros

• Reliable for treks, road trips, or poor network areas.

• No account needed just start and track.

• Simple, minimal UI.

Cons

• Export and unlimited groups need a paid upgrade.

• No UPI integration settlements happen outside.

Kittysplit: Fastest for one-off events

Perfect for casual dinners, birthdays, or a day trip where you don’t want everyone to sign up.

Key Benefits

• Create a “Kitty” with a shareable link no sign-ups.